FAQ

What is a guarantor
What does it mean to have a guarantor for your loan? Here are some questions we've been asked frequently which may help you: Who can be my guarantor...
Tue, 10 Sep, 2019 at 2:22 PM
I don't have a guarantor
If you're looking to borrow money, you've got a poor credit score, and you don't have a guarantor to support your application, this articl...
Wed, 11 Sep, 2019 at 9:41 AM
Can you just put the money in my account?
Choose Wisely will not transfer any funds to your account as we're just a price comparison website and not a direct lender.  If you completed a loan...
Wed, 11 Sep, 2019 at 10:30 AM
Cancel loan application
Completing a loan search on Choose Wisely is the first step in an application process - we're a price comparison website but not a direct lender. If you...
Wed, 11 Sep, 2019 at 10:40 AM
Too much interest / too expensive
To clarify, Choose Wisely is a free to use price comparison website and not a direct lender.  The results that return from a loan search will be the che...
Wed, 11 Sep, 2019 at 11:29 AM
Call request
We don't currently offer a call back service but if you need to get hold of us, you can do so by calling 03300 412829. We're available from 8am - 4p...
Wed, 11 Sep, 2019 at 11:33 AM
Declined for finance
If you're struggling to get accepted for credit with a lender, it's most likely due to your credit score and may be because the details you provided...
Wed, 11 Sep, 2019 at 11:35 AM
I've been charged
To clarify, Choose Wisely is a free to use price comparison website and we do not charge visitors to our website any fees for using our price comparison ser...
Wed, 11 Sep, 2019 at 2:09 PM
Money Advice Service
To clarify, Choose Wisely is a free to use price comparison website and not a direct lender.  If you have concerns around your financial well-being, I w...
Wed, 11 Sep, 2019 at 2:13 PM
Loan repayments
If you’ve taken out a loan and you’re worried that you won’t be able to meet repayments, the first thing you should do is contact your lender directly, as s...
Wed, 11 Sep, 2019 at 2:16 PM