To clarify, Choose Wisely is a free to use price comparison website and not a direct lender. 


The results that return from a loan search will be the cheapest, most eligible options available to you based on the information provided on the application form. This means that the rates of interest shown  are the cheapest loan options that the lenders in our panel are able to offer based on the information provided in the application. 


Please note that completing an application on the Choose Wisely website is not guaranteed that you will be granted a loan by a lender, but more a guideline and the ultimate decision of acceptance lies solely with the lender you apply with. This is subject to a check on your credit history, identity and personal circumstances. 


If the options returned from a loan search are not appropriate for you, you are not obligated to apply with a lender.